Investing Your SRS Funds
An initiative brought to you by 3 majority Singaporean-owned & led companies – AutoWealth, Lion Global Investors (a member of OCBC Group) & Phillip Securities.
Returns from
2.43%*
Risk 1 Portfolio (Lowest)
*Based on Latest 10-Year Annualised Backtested Returns
To
12.60%*
Risk 5 Portfolio (Highest)
*Based on Latest 10-Year Annualised Backtested Returns
What is SRS?
Singapore’s voluntary SRS scheme lets you boost your retirement savings beyond your CPF contributions. It offers tax relief on contributions, making it an attractive option for Singaporean Citizens, Permanent Residents, and even eligible Foreigners.
Benefits of Investing Your SRS
Hedge Against Inflation
Investing your SRS funds can help you protect your money from losing its purchasing power due to inflation. This is especially important for long-term investments, as inflation can erode the value of your savings over time.
Grow Your Money Over Time
By investing your SRS funds, you can potentially earn higher returns than you would by keeping your money in a traditional savings account. This can help you grow your nest egg and achieve your retirement goals.
Who Should Invest ?
Anyone with SRS funds currently held in SRS bank account
Anyone looking for a
more comfortable
retirement lifestyle
SRS fund holders who want
to prevent erosion
of purchasing power
(hedge against inflation)
Investors who seek capital
appreciation with a long term
investment horizon
Why Invest Your SRS Funds With Us ?
No Withdrawal Fees, All Flexibility
AutoWealth offers a globally diversified portfolio managed by experts, letting you access your SRS funds down the line without penalty fees.
Tax Perks Still Apply
Maximize Your Tax Advantages: Contributing to your SRS through AutoWealth allows you to claim tax deductions on your contributions, up to the S$15,300 annual limit for Singaporeans & Singapore Permanant Residents and up to S$35,700 for foreigners (as foreigners do not enjoy tax relief on CPF contributions). This translates to a direct reduction in your current tax liability, essentially increasing your disposable income for retirement savings. (Please note, the overall tax relief limit for Singapore remains at S$80,000.)
How We Maintain Your Risk Exposure
The Importance of Rebalancing
- Rebalancing is a strategic procedure that involves re-adjusting the weightings of assets within a portfolio, aiming to restore it to its designated target allocation.
- It is a vital tool for investors to manage their risk and achieve long-term financial success.
Threshold-Based Rebalancing
- Your portfolios are monitored 24/7 and optimized daily.
- Anytime your portfolio deviates more than 3% from the target allocation, it is rebalanced.
- This approach prevents over-concentration of specific assets and maintains a consistent risk profile.
- It takes advantage of excessive market volatility to buy low, sell high, and lock in additional returns.
- Rebalancing fees are covered by us.
AutoWealth SRS Portfolio Wrap Fees (All-inclusive)
0.4%
Annual Management Fees
AutoWealth Platform Fees
US$18
per account per annum
