fbpx

New User Promotion! FREE Stanley Tumbler up for grabs from 15th Aug 2024 – 30th Sept 2024  Learn More

New User Promotion! FREE Stanley Tumbler up for grabs from 15th Aug 2024 – 30th Sept 2024  Learn More

How AutoWealth Perform De-Risking

Prior Retirement De-Risking (Age 60)

As CPF members turn to the age of 60, they will be advised by the platform to de-risk their investment portfolio to risk 3 or lower. 

Prior Retirement De-Risking (Age 63)

As CPF members turn to the age of 63, they will be advised by the platform to de-risk their investment portfolio to risk 2 or lower.

Benefits Of De-Risking

Mitigate Excessive Risk Taking

CPF members’ portfolio risk should commensurate accordingly with remaining investment horizon ahead of retirement, amount of liquid assets, net worth and risk tolerance.  Having a systematic process to de-risk, for example rebalance to lower risk portfolio can:

Mitigates the excessive risk taking

Lowers portfolio volatility & consequently

Increases the certainty of future inflows into their RA from their investment account